Do you feel like your life is on hold because you’re trapped by all your debt payments? If so, you’re not alone. Consolidating your debt could be the answer you’re looking for. It can help lower your monthly payments and get you out of debt faster so you can be in the driver’s seat of your own finances.

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What is debt counselling?

Today we are going to be looking at debt counselling in more detail and helping people to understand what it is about and how to apply online. Debt counselling was introduced through the National Credit Act (NCA) and has helped so many people since its introduction.

The last estimate we could find was that 878 827 people are currently under debt counselling and this number is growing monthly.

With the current economic climate, more and more people are struggling to repay their debts and due to this fact, it is understandable that debt counselling is a necessity for many people in debt.

One very important fact to remember is that, not everyone will qualify for debt counselling. You have to really be in debt and not be able to repay your instalments and this will be determined by the debt counsellor.